LIVING BENEFITS^® Portfolio Management

Due Diligence and Trading

LBAM provides analytic and due diligence services to buyers and sellers of life insurance policies held in portfolios under common ownership. Using a suite of proprietary life insurance analysis tools, the company assesses a portfolio in terms of financial values. Subsequently, we project appropriate cash flows and future secondary market valuations to create a risk/return scenario for prospective purchasers of portfolios of life insurance policies.

Our clients have used our analytic services to solidify trades, and in some instances to provide data to lenders as part of a loan collaterization, using a portfolio of life insurance policies to support a project.

The company's portfolio analysis and acquisition process follows a thorough due diligence methodology. When a client engages LBAM in a portfolio trade, LBAM generally manages the portfolio on a going forward basis once the trade is complete.